What a Skipping Turtle Means to Your Bottom Line

We all know the story about the tortoise and the hare.  What we don’t know is that the turtle, while always portrayed as being a slow and steady guy, was not just slow and steady but had a great attitude as well.  OK, we don’t really know that – but what if?

Many of the books and studies out now are based on solid evidence that makes a great case for doing one small thing every day, and that, over time, will produce great results.  Habits are based upon the same premise. Say I want to increase my client base.  I know that actually talking with five people every weekday will help me grow my business to the size I want.  I know it will take me an average of one hour a day.   So I commit to spending one hour every weekday on making these contacts.  No more no less, every day. OK, I can do that.  Here’s the rub.  Once I got going I found myself feeling as if this was one more %$%#%$# thing I had to do.  Just plodding along doing my “duty”, like that tenacious turtle. 

Then one morning while meditating I thought, what if the turtle was skipping?  Maybe not every step every day, but he just threw in a little skip or two here and there to mix it up? What if he started his journey in a happy place? Just because he could.  What the heck – I tried it.  Wahoo!  What a difference a skipping attitude makes.  I realized I can do this with anything.  Connecting with potential clients today, and working out tomorrow.  Not only has this hour become much more fun, but it has already resulted in richer connections.  And really, if I am honest, the outcome is not the primary point – it's about the quality of my hours.  These hours are priceless.  I will never get them back.  It goes back to increasing my bottom line.  A bottom line is not just about business.

Are your turtles skipping?

13 Ways to Save Money in 2013

money saving tips web optimized 13 Money Saving Tips for 2013 Infographic

An infographic from the team at Quicken Loans.

Who is making your money decisions?

Seriously, if you haven’t sat down and consciously laid out your money story, you are leaving your snake brain in charge.  

As a refresher we have three “brains” in our head that control our actions. Every thought or feeling we have has a chemical consequence, and the changing flow of chemicals alters both body and brain.  Our most basic or reptilian part of our brain is in charge of the flight or fight reactions.  Strong emotions, such as the desire evoked by the prospect of food, sex, fear of an approaching danger, hot stock tip, family tragedy, sale on favorite shoes, anxiety, (you get the idea) actually light up this area of our brain.  Why am I telling you all of this?  These chemical changes will actually override the more rational neocortex area of our brain which is where we need to go when we are making smart money decisions.

The best way to avoid making bad financial decisions is first to understand what is happening in our brains. Many of our poor money decisions are made because we don’t know any better.  There is a lot of great brain research going on in this area now.  If you’d like to learn more, please contact me.

What's your money story?

I am in love with the income statement.  Today I presented my networking group with our actual income, expenses, ending cash and our budget for next year: projected income, expenses and ending cash.  To me the income statement (budget) tells a story.  I thought everyone saw that.  One of my fellow members (who is also a client) came up to me after the meeting and said until that moment she didn’t get that our NUMBERS are our story. WOW! This was excellent feedback for me.

I like to ask “Do you know your numbers?”  What I am really asking is, “Do you know your money story”?  Think about it, where we get our income says a lot about who we are.  Do we work for a corporation, non-profit, ourselves, family company?  Do we have a trust fund?  Are we retired and live on a pension, investments or social security?  Is our income growing, or not?  Do we want it to grow or not?  All of the answers to these and a hundred other questions about how we spend or save our money are unique to us, and thus become our personal and professional money story.  Many of us have just been scraping by for so long living paycheck to paycheck that all of our energy goes to getting through the next pay period.  It never dawns on us that we can change the money story we tell.  It’s not hard, but it does take a new focus, and some new skills. If you want to tell a new money story next year, you can!  If you need some help I can show you how.  The first step is to sign up for my newsletter (send me your email) and receive my 10 steps to a new money story.  Happy New Year!

Just Do It!

I don’t know about you but I have been challenged lately to “just do it”. I know that it is just normal resistance. I can always tell when I am in it when I absolutely must drop everything and clean my oven! By the way, I did just clean my “self cleaning” oven and it actually got too hot and destroyed the heating element. OUCH! The oven repair guy says it happens all the time. Self-cleaning ovens are great for his business. Who knew?

That said, I realized I was in resistance and that it’s time to practice what I teach. I had a monthly meeting yesterday with a client I have been working with for about 2 years now. We were sitting in the kitchen of her dream home reviewing her past years financials and getting started with her 2012 vision. She literally glowed! She has gone from handing me a bag of bills and life in chaos to living in her families dream home. All the Christmas presents for her four kids and family were purchased, she and her husband are having a catered Christmas party for their family and friends and her house was beautifully decorated. This was all done within her budget and paid for with cash!

The reason I bring this up is because what she said is so significant. She said she now knows that she can create what she wants.  She also sees the possibilities beginning to flicker in the eyes of her family and friends as they begin to realize that so much more is possible for them too!

The truth is, we don’t get financial abundance, we choose it.  As Albert Eistein said, ”Our problems can’t be solved at the same level of thinking we were at when we created them”.

If you are interested in learning how to create a new money experience for youself and your loved ones hop on!

P.S. My new website will be up by the end of the year.  I have to put it out there to be sure it gets done!